What does 3D Secure mean?
The term 3D Secure comes from Three Domain Security. This is due to the fact that there are 3 "domains" involved in the 3D Secure process: Issuer Domain, Interoperability Domain and Acquirer Domain.
The issuer domain is where the cardholder and issuing bank act.
The acquirer domain is where the gateway and acquiring bank act.
The interoperability domain is where all the "connecting" services act (Directory Server & ACS).
See our article here on how 3D Secure works.
Related Articles
What is 3D Secure 2?
3D Secure (often known by its branded names of Visa Secure and Mastercard Identity Check) is a security protocol that protects a buyer's credit card against unauthorised use when shopping online. This simple service enables buyers to validate ...
How does 3D Secure affect international card holders?
In order to fully answer this question, context about 3D Secure in the world needs to be explained. Worldwide standard 3D Secure is not unique to South Africa and is a system in use throughout the world as per Visa and Mastercard guidelines. Visa and ...
What is 3D Secure (Verified by Visa / Mastercard SecureCode)?
3D Secure is a technical standard created by Visa and Mastercard to further secure CNP (Card-holder Not Present) transactions over the Internet. Mastercard brands their system as 'Mastercard SecureCode' and Visa call theirs 'Verified by Visa'. 3D ...
Is PayFast PCI Compliant?
PayFast is PCI DSS Level 1 Service Provider, which is the highest level possible. What is PCI Compliance? PCI DSS stands for Payment Card Industry Data Security Standard and is a PASA (Payment Association of South Africa) regulation in South Africa. ...
How do I obtain a two-factor authentication key to log in with?
There are two ways to obtain an authentication key. If you are using a smartphone, download the Authy app for your iPhone or Android mobile phone. Every time you log in, you will need to generate a secure token using the Authy app. If you don't have ...