What is 3D Secure (Verified by Visa / Mastercard SecureCode)?
3D Secure is a technical standard created by Visa and Mastercard to further secure CNP (Card-holder Not Present) transactions over the Internet.
Mastercard brands their system as 'Mastercard SecureCode' and Visa call theirs 'Verified by Visa'.
3D Secure protects a buyer's credit card against unauthorised use when shopping online. This simple service enables buyers to validate transactions you make over the internet by requesting a personal code (usually sent to your cell phone or email address as a one time PIN). It helps protect against fraudulent use by unauthorised individuals.
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What is 3D Secure 2?
3D Secure (often known by its branded names of Visa Secure and Mastercard Identity Check) is a security protocol that protects a buyer's credit card against unauthorised use when shopping online. This simple service enables buyers to validate ...
How does 3D Secure affect international card holders?
In order to fully answer this question, context about 3D Secure in the world needs to be explained. Worldwide standard 3D Secure is not unique to South Africa and is a system in use throughout the world as per Visa and Mastercard guidelines. Visa and ...
What does 3D Secure mean?
The term 3D Secure comes from Three Domain Security. This is due to the fact that there are 3 "domains" involved in the 3D Secure process: Issuer Domain, Interoperability Domain and Acquirer Domain. The issuer domain is where the cardholder and ...
How does PayFast handle international payments?
You can receive international payments via Visa and Mastercard credit cards. A buyer can use a card that has been issued in any country. The amount will be in ZAR and the credit card provider will conduct the exchange, paying out ZAR to your PayFast ...
Can I receive money from international buyers?
Yes, you can receive payments from international countries via Credit and Cheque cards and Masterpass. In order to receive payments by credit card, you will need to verify your account. Once you have verified your account you will be able to ...