Security
What is 3D Secure 2?
3D Secure (often known by its branded names of Visa Secure and Mastercard Identity Check) is a security protocol that protects a buyer's credit card against unauthorised use when shopping online. This simple service enables buyers to validate ...
Is PayFast PCI Compliant?
PayFast is PCI DSS Level 1 Service Provider, which is the highest level possible. What is PCI Compliance? PCI DSS stands for Payment Card Industry Data Security Standard and is a PASA (Payment Association of South Africa) regulation in South Africa. ...
Does PayFast report to an oversight entity or conform to FAIS?
We are subject to the regulation of the Reserve Bank of South Africa and their directives, position papers and policies as well as to the laws and acts of the Republic of South Africa. We have consulted directly with the National Payment System ...
Suspicious emails and text messages (phishing scams)
Phishing scams happen when a fraudster contacts you, claiming to be a representative of PayFast or you receive fake "automated" system messages which appear as if they were sent by our system. The goal of these messages are to retrieve sensitive ...
How does 3D Secure affect international card holders?
In order to fully answer this question, context about 3D Secure in the world needs to be explained. Worldwide standard 3D Secure is not unique to South Africa and is a system in use throughout the world as per Visa and Mastercard guidelines. Visa and ...
Password safety
To check if your password has been compromised, use the website: HaveIBeenPwned.com Protect your password and data against theft with these handy tips: Don’t share your password with anyone Use a unique password for every account you create Include ...
What is 3D Secure (Verified by Visa / Mastercard SecureCode)?
3D Secure is a technical standard created by Visa and Mastercard to further secure CNP (Card-holder Not Present) transactions over the Internet. Mastercard brands their system as 'Mastercard SecureCode' and Visa call theirs 'Verified by Visa'. 3D ...
What does 3D Secure mean?
The term 3D Secure comes from Three Domain Security. This is due to the fact that there are 3 "domains" involved in the 3D Secure process: Issuer Domain, Interoperability Domain and Acquirer Domain. The issuer domain is where the cardholder and ...